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Cait Holmes
Mar 32 min read
You Missed the Best Time to Buy—Now What?
Let’s be real—2020 was a great time to buy a home. Prices were lower, and mortgage rates were sitting at 2.84% . But if you didn’t buy...
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Cait Holmes
Feb 183 min read
Lower Rate with Higher Penalty OR Higher Rate with Lower Penalty?
When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a curveball and you...
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Cait Holmes
Feb 53 min read
Are Mortgage Rates Going to Drop in 2025? How U.S. Tariffs Could Impact You
Is the Economy Going to Crash? What Canadian Homebuyers Need to Know With new U.S. tariffs on Canadian goods already in place —and Canada...
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Cait Holmes
Jan 162 min read
Capital Gains Tax Rules: Are They Changing?
With all the uncertainty surrounding Canada’s proposed capital gains tax changes, many property owners are asking, "Do I have to pay...
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Cait Holmes
Jan 43 min read
Your Resolution May Fail by February… Here’s Why
The start of a new year inspires us to set ambitious goals, from getting fit to saving more money. But did you know that most people...
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Cait Holmes
Dec 16, 20242 min read
Bank of Canada Cuts Rates by 50 Basis Points: What It Means for Your Mortgage
The Bank of Canada recently made headlines by cutting its benchmark interest rate by 50 basis points, a move aimed at providing relief to...
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Cait Holmes
Dec 4, 20243 min read
Understanding 30-Year Amortizations: What Mortgage Brokers and Clients Need to Know
What is a 30-year Amortization? In simple terms, amortization refers to the length of time it takes to pay off a mortgage in full,...
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Cait Holmes
Sep 18, 20243 min read
Are Interest Rates Going Down?
Interest rates are a key concern for both current and aspiring homeowners in [Your City]. Understanding why mortgage rates are high,...
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Cait Holmes
Aug 30, 20233 min read
Unlocking Financial Freedom: Exploring Reverse Mortgages in Canada
Hey there, lovely readers! It's Cait Holmes, and today we're delving into a topic that's been buzzing in the financial world lately:...
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developers64
Apr 14, 20232 min read
Navigating Mortgages and Real Estate: A Journey with Cait, the Mortgage Maven
Hey there, lovely readers! Welcome to my brand-new blog, where we'll be embarking on an exciting adventure through the world of mortgages...
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