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The fixed vs. variable debate is heating up again in 2025—and for good reason. Borrowers across Canada are asking: should I lock in a...

Right now, millions of Canadians are bracing for mortgage renewals—and many are facing rates two to three times higher than what they...

When people hear “no-payment mortgage,” they often assume it’s too good to be true or that it comes with hidden risks. But in Canada,...

Millions of Canadians are approaching the end of their mortgage term, eager to lock in the best possible rate. While many are focused on...

Let’s be real—2020 was a great time to buy a home. Prices were lower, and mortgage rates were sitting at 2.84% . But if you didn’t buy...

When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a curveball and you...

Is the Economy Going to Crash? What Canadian Homebuyers Need to Know With new U.S. tariffs on Canadian goods already in place —and Canada...

With all the uncertainty surrounding Canada’s proposed capital gains tax changes, many property owners are asking, "Do I have to pay...

The start of a new year inspires us to set ambitious goals, from getting fit to saving more money. But did you know that most people...

The Bank of Canada recently made headlines by cutting its benchmark interest rate by 50 basis points, a move aimed at providing relief to...

What is a 30-year Amortization? In simple terms, amortization refers to the length of time it takes to pay off a mortgage in full,...

Interest rates are a key concern for both current and aspiring homeowners in [Your City]. Understanding why mortgage rates are high,...

Hey there, lovely readers! It's Cait Holmes, and today we're delving into a topic that's been buzzing in the financial world lately:...

Hey there, lovely readers! Welcome to my brand-new blog, where we'll be embarking on an exciting adventure through the world of mortgages...