top of page

BLog


Are Variable Rates Still Worth It in 2025? It Depends…
The fixed vs. variable debate is heating up again in 2025—and for good reason. Borrowers across Canada are asking: should I lock in a...
Cait Holmes
May 63 min read
0 views
0 comments


A Turbulent Economy Meets a Wave of Mortgage Renewals
Right now, millions of Canadians are bracing for mortgage renewals—and many are facing rates two to three times higher than what they...
Cait Holmes
Apr 163 min read
1 view
0 comments


No-Payment Mortgage Options: Are They Right for You?
When people hear “no-payment mortgage,” they often assume it’s too good to be true or that it comes with hidden risks. But in Canada,...
Cait Holmes
Apr 163 min read
0 views
0 comments


Should I renew or refinance my mortgage?
Millions of Canadians are approaching the end of their mortgage term, eager to lock in the best possible rate. While many are focused on...
Cait Holmes
Mar 173 min read
2 views
0 comments


You Missed the Best Time to Buy—Now What?
Let’s be real—2020 was a great time to buy a home. Prices were lower, and mortgage rates were sitting at 2.84% . But if you didn’t buy...
Cait Holmes
Mar 32 min read
0 views
0 comments


Lower Rate with Higher Penalty OR Higher Rate with Lower Penalty?
When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a curveball and you...
Cait Holmes
Feb 183 min read
2 views
0 comments


Are Mortgage Rates Going to Drop in 2025? How U.S. Tariffs Could Impact You
Is the Economy Going to Crash? What Canadian Homebuyers Need to Know With new U.S. tariffs on Canadian goods already in place —and Canada...
Cait Holmes
Feb 53 min read
21 views
0 comments


Capital Gains Tax Rules: Are They Changing?
With all the uncertainty surrounding Canada’s proposed capital gains tax changes, many property owners are asking, "Do I have to pay...
Cait Holmes
Jan 162 min read
0 views
0 comments


Your Resolution May Fail by February… Here’s Why
The start of a new year inspires us to set ambitious goals, from getting fit to saving more money. But did you know that most people...
Cait Holmes
Jan 43 min read
1 view
0 comments


Bank of Canada Cuts Rates by 50 Basis Points: What It Means for Your Mortgage
The Bank of Canada recently made headlines by cutting its benchmark interest rate by 50 basis points, a move aimed at providing relief to...
Cait Holmes
Dec 16, 20242 min read
3 views
0 comments


Understanding 30-Year Amortizations: What Mortgage Brokers and Clients Need to Know
What is a 30-year Amortization? In simple terms, amortization refers to the length of time it takes to pay off a mortgage in full,...
Cait Holmes
Dec 4, 20243 min read
9 views
0 comments
Are Interest Rates Going Down?
Interest rates are a key concern for both current and aspiring homeowners in [Your City]. Understanding why mortgage rates are high,...
Cait Holmes
Sep 18, 20243 min read
9 views
0 comments


Unlocking Financial Freedom: Exploring Reverse Mortgages in Canada
Hey there, lovely readers! It's Cait Holmes, and today we're delving into a topic that's been buzzing in the financial world lately:...
Cait Holmes
Aug 30, 20233 min read
16 views
0 comments


Navigating Mortgages and Real Estate: A Journey with Cait, the Mortgage Maven
Hey there, lovely readers! Welcome to my brand-new blog, where we'll be embarking on an exciting adventure through the world of mortgages...
developers64
Apr 14, 20232 min read
48 views
0 comments
bottom of page