Resources

Spring has officially arrived in BC, and usually, this is the time of year when my phone starts ringing off the hook with people looking to list their homes. But 2026 is feeling a little different. With the Bank of Canada holding rates at 2.25% and the real estate market in a bit of a "wait-and-see" pattern, I’m seeing a major shift in how my clients are thinking about their space. Instead of the stress of packing boxes and paying land transfer taxes, many are asking: should

When most people think about mortgage rates in Canada, they think about inflation here at home, jobs here at home, and Bank of Canada announcements. Those things absolutely matter. But global events matter too, and right now they matter a lot. On March 18, 2026, the Bank of Canada held its policy rate at 2.25 percent and made it clear that the war in the Middle East has increased volatility in energy prices and financial markets, while raising risks for the global economy. Gl

The most common question I’m hearing from buyers in BC right now is straightforward: Should I lock in a fixed rate, or choose a variable rate in 2026? With all the rate changes over the past two years — and ongoing speculation about what the Bank of Canada may do next — deciding between a fixed and variable mortgage is no longer straightforward. The best choice really comes down to your financial goals, comfort with risk, and how long you plan to stay in the property. Let’s b